Finding the Positives When Filing for Bankruptcy



Bankruptcy is often seen as a negative when it comes to your life and your finances. But there has to be a reason why it was created? There has to be some benefits? The Bankruptcy Attorneys at Robinson, Seiler & Anderson in Provo can help you find the positives of bankruptcy and how it can help you rather than hurt you. Below are just a few of the positives that can come with filing for Bankruptcy.



  • Bankruptcy can make old tax liabilities (older than three years) go away.

  • Declaring bankruptcy now can get you started sooner on rebuilding your credit, and you can

    always get a Chapter 13 plan if there is another disaster before you are entitled to file again.

  • Most state exemptions allow you enough so that most things you own will be exempt from bankruptcy, with plenty to spare.

  • Harassing phone calls from creditors, dunning letters, repossessions, cancelled credit cards and declined charge authorizations, and lawsuits are all embarrassing.

  • Bankruptcy is facing reality, and it can also allow you to have a new start.

  • There are lenders for loans and credit cards who specialize in lending to "bad risks," although that is an unfair characterization to make of someone who has taken a major step to solve financial difficulties.

  • While you will lose your credit cards, your credit cards probably got you in this mess to start with, so it's hard to see that as a bad thing. Also, it may be possible to salvage one or two if your lawyer recommends it.



    Talking with the bankruptcy attorneys at Robinson, Seiler & Anderson in Provo can help you in deciding if filing for bankruptcy is right for you and your situation. There are a lot of concepts of bankruptcy to consider. Trusting the bankruptcy attorney’s expertise is easy once you see what we have done for our previous clients. Call our office today to schedule a consultation. 

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Norman H. Jackson, Utah Court of Appeals Judge, Retired, has joined the law firm of Robinson, Seiler & Anderson, LC, effective April 2017.  Judge Jackson was one of the seven founding Judges of the Utah Court of Appeals and served terms as Presiding and Associate Presiding Judge.
Judge Jackson was the senior attorney in a Richfield law firm for eighteen years.  The firm engaged in legal, business and tax cases, including practice before State and Federal Courts, U.S. Board of Land Appeals, Utah Public Service Commission and Arizona Corporation Commission.  Clients included counties, cities, banks department stores, communications and credit associations, irrigation companies, auto dealers, building supply stores, farmers, ranchers and small businesses. They took “every type of case that came through the door,” from criminal defense work to a patent royalty dispute for the inventor of the Frisbee. Judge Jackson has been a lifetime rancher doing business in Utah as Jackson Cattle Company and Arizona as EJ Cattle Ranches.
Judge Jackson’s professional service includes terms on the Utah State Bar Commission, Bar Foundation (President and Vice President), Air Travel Commission, and Utah Information Technology Commission.  He served on the Judiciary’s Alternate Dispute Resolution Committee for thirteen years and initiated and supervised the Appellate Court Mediation Office.  He developed and advanced a realistic and workable framework for both of Utah’s Appellate Courts to use in reviewing trial court and administrative agency decisions.  He published three editions of Utah Standards of Appellate Review while participating in more than 2,000 appellate court decisions.  
Judge Jackson’s experience will complement the other outstanding lawyers at Robinson, Seiler & Anderson, LC.  The firm will continue its representation of injured individuals, as well as clients in real estate, business, estate planning, tax, contract and education matters.

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Fax: 801-377-9405

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Provo, UT 84604

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