Chapter 7 Bankruptcy
Provo Chapter 7 Bankruptcy Attorneys
If you have serious debt problems, filing Chapter 7 bankruptcy is the simplest and fastest way to eliminate your debt and get a fresh financial start. Filing bankruptcy will put an immediate stop to creditor harassment, lawsuits, repossessions, foreclosure and other attempts by creditors to collect debts that you owe.
At Robinson, Seiler & Anderson, LC, our Provo Bankruptcy Attorneys help people file Chapter 7 bankruptcy and get the fresh financial start they need. We offer a free initial consultation to discuss your bankruptcy case. Our attorneys will examine your financial situation and explain your options.
Am I Eligible to File Chapter 7 Bankruptcy?
You are eligible to file Chapter 7 bankruptcy as long as you do not earn more than the median monthly income in Utah for a family of your size. Even if you earn more than the median family income, you may still qualify depending on your disposable income. If your income is too high to file Chapter 7 bankruptcy, you may still be able to file Chapter 13 bankruptcy.
Will I Lose My Home, Car and Other Assets if I File Bankruptcy?
While the bankruptcy trustee can take certain assets and sell them to pay your creditors, many assets are protected by bankruptcy exemptions. Protected assets include:
- Retirement savings in 401(k) and IRA accounts up to a certain amount
- Up to $20,000 in equity in your home
- Up to $2,500 in a car
- Personal and household belongings up to certain amounts
If you are behind on your house payments, you can still lose your home if you are not able to make your payments. However, filing Chapter 13 bankruptcy will give you up to five years to get caught up on mortgage arrearages.
If you are making payments on a car, you can keep the vehicle as long as you reaffirm payments with the lender.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Contact Our Provo Bankruptcy Lawyers
To arrange a consultation with our Provo Bankruptcy Attorneys, call 801-375-1920 (888-866-3503 toll free).
Serving Provo, Orem, Park City, Heber City, Salt Lake City, Cedar City, American Fork, UT, and surrounding areas.
Our Chapter 7 Bankruptcy lawyers
Mark F. RobinsonPartner
Lacee M. WhimpeyAssociate
“I have worked with Mark Robinson and his firm on several important matters over the last two years. I have received invaluable legal counsel from him, along with ideas for policy development. He has helped me immensely in my role in the Provo City School District.”
—Keith C. Rittel